I build payment infrastructure that works where it matters most, at the transaction level.
Nine years across fintech have given me a rare combination: deep technical fluency in how money actually moves, and the commercial sharpness to make it move profitably. I’ve worked across the full stack, gateway integrations, card issuing, transaction routing, fraud prevention, scheme settlement, and acquiring economics, at global consumer brands, fintech scaleups, and my own venture.
I founded EVX Technologies to prove a hypothesis: that high-risk merchants were being failed not by their risk profiles, but by crude routing logic and poor acquirer matching. I built the gateway, the routing engine, and the fraud module and lifted authorisation rates from 78% to 91%. The product is live. The hypothesis was right.
I operate equally well setting vision with C-suite and going deep in technical detail with engineering teams. I don’t hand problems over — I work through them.
If you want to talk payments, let’s get in touch.
linkedin.com/in/lukaskoren